Terms of Use

These Terms of Use ("Terms") are a contract between "WEB SOLUTIONS" LLC («ՎԵԲ ՍՈԼՅՈՒՇՆՍ» ՍՊԸ), operating AMLKYC ("Provider", "AMLKYC", "we"), and the individual or legal entity accessing or using the Service ("Customer", "User", "you"). If you use the Service for an organisation, you represent that you have authority to bind it.

You accept these Terms by registering, purchasing credits or a subscription, obtaining an API key, clicking acceptance, or otherwise using the Service. The Privacy Policy, API Terms, SLA, Refund Policy, AML Compliance Statement and AML Disclaimer are incorporated by reference. A signed order form or enterprise agreement prevails only to the extent of an express conflict.

AMLKYC supplies software, data aggregation, blockchain analytics, identity-verification workflow tools, screening signals, risk scores, reports and related technical support. Outputs are probabilistic indicators based on available data and configured methodologies; they are not statements of fact, legal conclusions or guarantees.

• AMLKYC does not receive, hold, safeguard, exchange, transmit or control customer funds or virtual assets.
• AMLKYC is not a bank, payment institution, exchange, broker, custodian, virtual asset service provider, credit bureau, regulator, law firm or investigative authority.
• The Service does not make compliance decisions for the Customer and does not replace customer due diligence, enhanced due diligence, sanctions screening, source-of-funds checks, legal advice or human review.

You must be at least 18 years old, legally capable of contracting, and not subject to sanctions or located in a jurisdiction where use is prohibited. You must provide accurate information, keep it current, use strong authentication, safeguard credentials and API keys, and promptly report suspected compromise.

You are responsible for all activity under your account, including actions of employees, contractors and integrated systems. You may not sell, sublicense, share or transfer an account or credentials without written approval. We may require identity, business, beneficial-owner, source-of-funds or purpose-of-use information before or during service.

You may use the Service only for legitimate internal compliance, risk-management, fraud-prevention, investigation or personal due-diligence purposes and within purchased limits. You remain solely responsible for the legality, fairness, accuracy and proportionality of inputs, decisions and disclosures.

• Obtain all notices, consents and lawful bases required before submitting personal data, identity documents, images or biometric-related data.
• Independently assess outputs and use qualified personnel for decisions that may materially affect a person.
• Maintain audit trails and comply with applicable AML/CFT, sanctions, privacy, consumer, employment and anti-discrimination laws.
• Do not portray an AMLKYC score, report, logo or certificate as regulatory approval, proof of innocence, proof of criminality, or a guarantee that assets will not be blocked.

• Money laundering, terrorist or proliferation financing, fraud, sanctions evasion, theft, extortion, harassment or other unlawful conduct.
• Testing stolen data; submitting data without authority; unlawful surveillance; discriminatory or solely automated adverse decisions where prohibited.
• Reverse engineering, scraping, copying datasets, reselling raw outputs, model extraction, benchmarking for a competing product, or circumventing rate, access or security controls.
• Introducing malware, overloading systems, probing vulnerabilities without written authorisation, or interfering with other users.
• Using outputs to defame, threaten, publicly accuse or identify a person as criminal without reliable independent evidence and lawful authority.

As between the parties, Customer owns its submitted data. Customer grants Provider a limited licence to host, process, transmit, reproduce and analyse it to provide, secure, support and improve the Service, create aggregated or de-identified statistics, and comply with law. Personal data is handled under the Privacy Policy and, where agreed, a data processing addendum.

Each party must protect the other party’s non-public confidential information using reasonable care. This duty does not cover information lawfully public, independently developed, rightfully received without restriction, or required to be disclosed by law. Feedback may be used without restriction or compensation, provided it does not identify Customer or disclose Customer confidential information.

Prices, currencies, credit validity, quotas and billing cycles are shown at purchase or in an order form. Fees are due in advance unless agreed otherwise and exclude taxes, duties, bank fees and currency conversion charges. Customer is responsible for applicable taxes except taxes on Provider’s net income.

Credits are a contractual right to request Service operations, not money, stored value, securities or virtual assets. They have no cash value, are non-transferable, may expire as disclosed at purchase, and are not redeemable except where mandatory law or the Refund Policy requires.

Provider and its licensors retain all rights in the Service, software, APIs, methodologies, risk models, taxonomies, interfaces, documentation, trademarks and datasets. Subject to payment and compliance, Provider grants a limited, non-exclusive, non-transferable, revocable licence to access the Service during the applicable term. No implied rights are granted.

Outputs may depend on public blockchains, sanctions lists, public records and third-party data or infrastructure. Provider does not control their availability, accuracy, labelling, finality or changes. Blockchain attribution can be incomplete, delayed, disputed or wrong; addresses can change control; and risk exposure does not establish knowledge, intent or ownership.

Provider may immediately restrict, suspend or terminate access, withhold delivery of outputs, rotate credentials or preserve records where reasonably necessary for security, suspected abuse, sanctions/AML risk, non-payment, legal requests, third-party restrictions or breach. Where lawful and practicable, Provider will notify Customer. Provider is not required to disclose confidential detection methods or information where disclosure could facilitate evasion or violate law.

Customer may stop using the Service at any time. On termination, licences cease, unpaid amounts remain due and clauses concerning payment, confidentiality, intellectual property, disclaimers, liability, indemnity, disputes and records survive. Data deletion is subject to lawful retention, backups and the Privacy Policy.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE". PROVIDER DISCLAIMS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES, INCLUDING ACCURACY, COMPLETENESS, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, UNINTERRUPTED AVAILABILITY AND ANY WARRANTY THAT AN OUTPUT WILL BE ACCEPTED BY A BANK, EXCHANGE, REGULATOR OR COURT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PROVIDER IS NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL LOSS; LOSS OF PROFITS, REVENUE, BUSINESS, DATA, GOODWILL OR OPPORTUNITY; ASSET FREEZES; FAILED TRANSACTIONS; REGULATORY ACTION; OR DECISIONS MADE USING OUTPUTS, EVEN IF ADVISED OF THE POSSIBILITY.

PROVIDER’S AGGREGATE LIABILITY ARISING FROM OR RELATING TO THE SERVICE IN ANY 12-MONTH PERIOD WILL NOT EXCEED THE FEES ACTUALLY PAID BY CUSTOMER FOR THE AFFECTED SERVICE DURING THE THREE MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY. Nothing excludes liability that cannot lawfully be excluded, including fraud or wilful misconduct, or non-waivable consumer rights.

To the extent permitted by law, Customer will defend, indemnify and hold harmless Provider, its affiliates, personnel and licensors from third-party claims, penalties, losses and reasonable costs arising from Customer data, Customer decisions, unlawful or prohibited use, breach of these Terms, or violation of another person’s rights. Provider will give reasonable notice and cooperation; Customer may not settle a claim imposing liability or admissions on Provider without written consent.

Provider may modify features and these Terms to address legal, security, technical or business needs. Material changes take effect on the stated date after reasonable notice; urgent security or legal changes may take effect immediately. Continued use after the effective date constitutes acceptance. If Customer rejects a material change, its remedy is to stop using the affected Service before it takes effect.

These Terms are governed by the laws of the Republic of Armenia, without regard to conflict-of-law rules. The parties will first attempt in good faith to resolve a dispute through a written complaint sent to the contact address, allowing 30 calendar days for response. Subject to mandatory law, the courts located in Yerevan, Republic of Armenia have exclusive jurisdiction.

If Customer is a consumer, this clause does not deprive the Customer of mandatory protections or a forum that cannot be waived under the law of the Customer’s habitual residence. The UN Convention on Contracts for the International Sale of Goods does not apply.

Neither party is liable for delay caused by events beyond reasonable control. Customer may not assign these Terms without consent; Provider may assign them in connection with restructuring, merger or transfer of the Service. Failure to enforce is not a waiver. Invalid provisions are adjusted to the minimum extent necessary. These Terms are the entire agreement on their subject. English controls over translations unless mandatory law requires otherwise.

Legal notices, privacy requests and support communications must be sent to support@amlkyc.tech. Notices to the Provider may also be delivered to its legal address: 11/1, Apt. 14/1, Adonts Street, Arabkir, Yerevan, Republic of Armenia. Electronic notices are deemed received on the next business day after transmission unless the sender receives a delivery failure notice.